How to make 2015 the year you get the perfect pension

Hundreds of thousands of people approaching retirement have put their plans on hold until April 6, a date that ushers in far-reaching pensions changes. Citing figures released by financial education initiative RedSTART, the Telegraph’s Katie Morley advises savers to prepare for the overhaul now and take action if there’s a big shortfall between what they’ll get and what they think they’ll need in retirement.

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